Blog :: 11-2013

Happy Thanksgiving

Thanksgiving Image

"Happy Thanksgiving"

From all of us at   Coldwell Banker

Upton-Massamont REALTORS,

we wish you a very

"Happy Thanksgiving".

We look forward to serving our communities throughout the Pioneer Valley and invite you to contact us with any real estate needs your may have.

Are You Ready for Homeownership?

36 Sunset Square, Greenfield, MA

36 Sunset Sq, Greenfield, MA

As we wind down 2013 we look forward to the coming year.  The next year may be full of changes for you and your family.

One change you may be considering is buying a home but it is hard to know if you are ready to be a homeowner.  It can be a big step. Buyers that educate themselves on the process and set realistic expectations have the best experiences.

To gauge whether or not you are ready to own your first home you should ask yourself some serious questions.

  • Are you in a lease or is your living situation easily changed?
  • Do you need to remain in your current community or would you be willing to move?
  • Do you have the time and resources necessary to make your first home purchase a success?

If you have answered these questions favorably you may well be on your way to homeownership.

The next step is to evaluate your financial situation. Here are some questions to check your financial readiness.

  • Do you have a steady source of income?
  • Do you know your credit history?
  • Do you have a down payment ?
  • Are you ready for the financial responsibilities that coincide with home ownership?

If your answers to these questions are positive then it is time to get the loan process started to see how much you can afford. A reputable lender will give you realistic expectations and many offer a free consultation for buyers seeking pre-approval.

Now it is time to start your search. Working with  Coldwell Banker | Community Realtors will bring you through the home buying process comfortably.  Our skills include educating you about the buying process, negotiating, having your best interest in mind and helping you find a perfect first home while hopefully saving you time and money.

We live and work throughout the Pioneer Valley with offices located in Amherst, Northampton, Deerfield and Shelburne Falls, Massachusetts. Let our knowledge and experience go to work for you.

Market Watch - Real Estate in the Pioneer Valley

Market WatchThe information below shares a quick look at the sales in Franklin & Hampshire counties over the past month.  This information is based on Single Family homes sold from 10/22/13 through 11/22/13.  As the year winds down we are still seeing movement with 23 pending sales in Franklin County and 57 pending sales in Hampshire County.

If you plan to buy or sell in the near future, feel free to contact a Coldwell Banker Upton-Massamont agent.  Our agents have a vast knowledge of the local markets and enjoy living and raising their families here.



Hampshire County

Single Family Homes for Sale:



Average List Price:



Single Families Homes Sold:



Average Sale Price:



Homes Sold Over $300,000:



Homes Sold in $200,000 Range:



Homes Sold up to $199K Range:



All content provided on this blog is for informational purposes only. The owner of this blog makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site.

Monday Market Watch-Home Appraisals

A house needs to be sold 3 times when it is on the market.

1st- It needs to be sold to other agents so they will want to show and sell the home.

2nd- It needs to be sold to buyers.

3rd- To the appraiser.

Even if the buyer is willing to pay a certain price for a home they usually need a mortgage.  The bank wants to protect their investment so they do an appraisal. When the appraisal comes back low or as an under-appraisal deals can fall apart.

If you are a seller or a buyer you need to know how to protect yourself from short appraisals? Here are some suggestions from for buyers and sellers.

If you're a buyer:

-- Tell your lender to find an appraiser who comes from your county, or perhaps a neighboring county.

-- Request that the appraiser have a residential appraiser certification and a professional designation. Examples include the Appraisal Institute's senior residential appraiser, or SRA, or member of the Appraisal Institute, or MAI, designations.

-- Meet the appraiser when he or she inspects the home and share your knowledge of recent short sales and foreclosures that might skew the comps.

"Many appraisers are just pulling up data out of MLS (Multiple Listing Service) or off the deed at the courthouse and not checking it out," Sellers says. "Most good appraisers will appreciate the information."

And yes, you can speak with your appraiser; the prohibition only applies to your lender.

If you're a seller:

--·Get an appraisal before you list a home. Search for a qualified appraiser in your area on the Appraisal Institute website.

-- Use the appraisal to set a realistic listing price for your home.

-- Give a copy of your pre-listing appraisal to the buyer's appraiser. The more professional appraisers will understand that you're just trying to add more data and another perspective.

-- Question a low appraisal. There's always a chance the appraiser or a supervisor will take into account new or overlooked information.

Contact your local Coldwell Banker Upton-Massamont REALTOR to help with the home buying and selling process.

Weekend Event-Crafts of Colrain, MA

Crafts of Colrain
Self-Guided Tour
Saturday & Sunday, Nov. 9th - 10th, 2013
A full weekend of local art, music and good food in the hills of Colrain, MA.  Sixteen artists, artisans and farms will display and sell their works, made in this beautiful, rural corner of Franklin County.  Enjoy the hilltown beauty this weekend with your family.  Map of self-guided tour and website provides more details.

Real Estate Market Watch

Market WatchMarket Watch for Franklin & Hampshire Counties

The Third Quarter Real Estate Market of 2013 has been busy with an increase in average sale price in both Franklin & Hampshire Counties.  Coldwell Banker Upton-Massamont REALTORS is proud to of served many buyers and sellers obtain their goals through selling or purchasing their home.


Franklin County

Hampshire County

3rd Quarter 2013



Single Family/Condo Homes Sold:

 *(Up 17.1%)  123

  *(No change)   293

Average Sale Price:

*(Up 18.3%) $206,269

*(Up 8.7%) $284,935

Average Days on Market:






Call one of our agents today to see how Coldwell Banker Upton-Massamont may best serve your real estate needs.

*According to MLSPIN when compared to the same time period 1 year ago.

All content provided on this blog is for informational purposes only. The owner of this blog makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site.

CiderDays held November 2nd & 3rd, 2013

Time to check out this years Annual CiderDays in Franklin County, MA.  This is a great community event held at Apple Orchards throughout the county.  The schedule is filled with tours, cidermaking, tastings, workshops and more.  Many child-friendly events and most activities are free, click  Cider Days 2013 Schedule for a copy of the schedule and list of all the Franklin County Orchards.