Blog :: 11-2012

Holiday Decorating Fun

Getting ready for the holidays mean shopping, baking and decorating.  Yes, decorating the tree and the house.

Coldwell Banker has this great post I thought you would enjoy!  Love the game, just couldn't help myself.

Everyone has that one special home in their neighborhood they look forward to seeing during the holiday know the one. It's the house that attracts neighbors from across town on even the coldest night...the one that lights up the faces of both children and adults and causes traffic jams on a street that is rarely traveled the other 11 months of the year. This is definitely one of those homes. . .

To read the rest of the post, click HERE

Franklin County MA-Weekend Events


Hawlemont School-10 School Street, Charlemont, MA

Saturday, Dec. 1, 2012 from 9am-3pm.

Plenty of parking, homemade soup and sandwiches for lunch, 39+ vendors, a Bake Sale, 6th Grade Tag Sale, Cookie Decorating Table, a visit from Santa Claus (from 10am-11am), and so much more.



Main Street, Greenfield, MA will be busy Saturday (12/1) opening the holiday season at 1pm with a visit from Santa Claus.  The streets will be busy with shopping, caroling and the town Holiday Tree will be lit at 4:30.  Head downtown for the local festivities!

Weekend Event in Northampton Masschusetts

Tis' the season for holiday bazaars and many will be found all around Western Massachusetts.  The artisans at the craft fairs/bazaars are usually from your local area,  providing a great opportunity for holiday shopping and a way support your community.

32nd Annual Northampton Winter Craft Fair

Saturday & Sunday (12/1-12/2)

Northampton Hampton High School

9:30am - 4:30pm

$3.00 Admission proceeds go to benefit the

Hampshire County Big Brother/Big Sister Programs.

How NOT to Sell Your Home

Seems these days everyone is telling you what to DO, but where is the DO NOT list when selling your home? Here are three easy tips on what not to do in the sale of your home.

1. Do not get emotional

That is easier said than done -this is your home after all. The more you think of the sale as a business transaction the better and thinking with your heart is not always the best route to take when negotiating a deal.

Buyers will not place the same value on your home as you do. You will have to put your emotional attachment aside. A house is worth what a buyer is willing to pay. Much to the seller's chagrin, this means that buyers set the market. In most cases, there is a going fee for homes. The price is typically is determined by location, house style, number of bedrooms, bathrooms, lot size, and condition to name a few. What is not taken into consideration are the memories and the love you put into taking care of your home.

2. Don't go it alone

Real estate professionals are skilled to showcase home selling qualities. They are also skilled negotiators who know how to get you the best deal. According to the 2010 National Association of REALTORS® Profile of Home Buyers and Sellers, homeowners that sold on their own property typically received $59,000 less for their home than an agent-assisted home sale.

It can be very difficult for a seller to show and close the deal on their own home. It is usually very awkward for buyers viewing a home while homeowners are still there. It may discourage them from commenting, criticizing things, or even looking as thoroughly as they normally would. A buyer is leery about trusting and working directly with the seller. Negotiations typically break down without the real estate professional's expertise.

3. Don't choose the agent who gives you the highest price

Many sellers get caught up in what an agent will say the house is worth. Refer back to number one on this list. The house is worth what the market will bear. Often times an agent may entice you with a higher list price to get the listing, only to drive down the ultimate selling price of your home because it has sat on the market for too many days. Choose an agent based on their reputation, marketing strategy, and one you can trust. You may want to even throw in a gut feeling on the choice. Remember you will have to work with this person so a good relationship is important.

More Properties Sold in Hatfield, MA Montague, MA

Hatfield, MA:

This Single-Family in Hatfield, MA recently sold for $260,000.
This is a Ranch style home and features 5 total rooms, 1 full bath, 3 bedrooms, 0.93 acres, and was sold by
Office - Florence - Coldwell Banker Upton Massamont REALTORS

Here are some other properties available in Hatfield,MA you may like:

Montague, MA:

This Single-Family in Montague, MA recently sold for $125,000.
This is a Contemporary style home and features 7 total rooms, 2 full baths, 3 bedrooms, 2.50 acres, and was sold by
Office - Florence - Coldwell Banker Upton Massamont REALTORS

Here are some other properties available in Montague,MA you may like:

Montague, MA:

This Single-Family in Montague, MA recently sold for $285,000.
This is a Colonial style home and features 10 total rooms, 2 full baths, 1 half bath, 4 bedrooms, 1.00 acres, and was sold by
Office - Florence - Coldwell Banker Upton Massamont REALTORS

Here are some other properties available in Montague,MA you may like:

Moonlight Magic

Friday after Thanksgiving there is a yearly tradition in Shelburne Falls, MA.  Moonlight Magic is hosted by the Shelburne Falls Area Business Association with the whole village participating with decorations and special events to start the holiday season.

Come to the Falls this Friday (11/23) and enjoy the local gathering with friends and families.  Stores are open, village entertainment provided and a great list of community activities for the whole family. Click the link for a list of family events scheduled for this years Moonlight Magic Celebration.   2012 Moonlight Magic Order of Events

Why You Should Buy a House NOW

It's time to buy a home! That is right you heard it here, no more doom and gloom for the real estate market. The time has come to go out and buy some real estate. The only thing holding buyers back has been consumer emotion but a look at the facts should help buyer feel more confident in opening up their wallets for a great opportunity in today's housing market.

JP Morgan's Market Insights report has outlined why people looking to buy a home have never been in a better position. Here are just three important points from the JP Morgan report.

The Price is Right

One measure the report looked at was the ratio of personal income to home prices.

"Since 1966, the median price of an existing single family home in the U.S. has varied between 150% and 251% of personal income per household. However, roughly three-quarters of the time it has been in a relatively narrow band between 185% and 230%. In September 2011, the ratio was just 153%, implying that to get back to an average price to income ratio, home prices would have to rise by about 27%."

Mortgage Rates are Right

Mortgage interest rates are at historic lows as compared to personal income.  The report notes, "During the week of October 7, Freddie Mac reported that mortgage rates had fallen to an average annual level of 3.94%. Assuming the use of a fixed rate mortgage with 20% down, this would make the median mortgage payment on a single family existing home just 6.9% of per household personal income, compared with an average of 14.4% since 1966."

What this means is that it is a buyers perfect storm. Buyers who buy now will likely reap a long term financial gain by buying a home at a lower than average cost and financing it for a lower than average cost. It is a win-win situation.

Home Ownership Beats Renting

The report goes on to look at the cost of renting versus owning. JP Morgan predicts that by the "third quarter of this year, we estimate that the implied median mortgage payment had fallen to just 78% of the median asking rent. In other words, at current mortgage rates, home prices would have to rise by 35% just to get back to their average relationship to rents."

Home buying is now more affordable than it has been in decades. Home prices are at all time lows, mortgage rates are at rock bottom and income levels remain steady. Despite what you may hear on the nightly news home ownership has never been more affordable.

Another Property Sold in Greenfield, MA

Greenfield, MA:

This Single-Family in Greenfield, MA recently sold for $237,500.
This is a Other style home and features 8 total rooms, 2 full baths, 1 half bath, 4 bedrooms, 0.34 acres, and was sold by
Office - Shelburne Falls - Coldwell Banker Upton Massamont REALTORS

Here are some other properties available in Greenfield,MA you may like:

Market Watch in Franklin & Hampshire County

The table below is a quick look at single family sales in Franklin & Hampshire Counties for October 14th-November 14th.  This is a good example of the activity we have seen for the past several months.  With 415 single family homes on the market in Franklin County and 667 homes in Hampshire County, supply appears to be holding steady.  Interest rates continue to remain low and with that in mind, this may be the right time for you to consider your next move.  Call one of our Coldwell Banker | Community Realtors to see how we can help you fulfill your home ownership goals.


To see Single-Family Homes in Franklin County, MA click HERE.

To see Single-Family Homes in Hampshire County, MA click HERE.